Called my old credit card company today to add my new last name. She got me all taken care of, then said, "You, Mrs. K, if you ever need money, you can call us. We can advance you up to $12K at 3.9% if you're ever making a big purchase or need to pay something off."
Seriously? Do people take advantage of these offers? I take out 12K at 3.9%, then obviously can't pay it back at the end of the month (hello? if I could, why would I need the money?), so I get hit with credit card late fees that go up to, what, 25-ish%?
HIDE YOUR MONEY! :)