B and I are consolidating accounts, going with his bank for checking as they're easier to access and manage online. I called my bank today to move funds and ask about closing accounts. Went a little something like this...
Me: So all I have to do is go to the bank, withdraw the money, and then call you and ask you to close the checking account?
Bank Guy: That's right. We prefer to close accounts over the phone, actually. And we'll be able to see that the account is empty.
Me: Great! That's so easy.
Bank Guy: I mean, they will have to give you a check.
Bank Guy: They can't just give it to you in cash.
Me: So no briefcase then?
Bank Guy: Exactly.